You and your spouse are covered under Medicare. You’re in relatively good health and hope to continue being so for many years to come. As long as you stay active and eat the recommended two to 2.5 cups of vegetables and 1.5 to two services of fruit each day, your medical care shouldn’t cost much, right? Not necessarily.
Where Medicare falls short
Medicare has many benefits, but low deductibles and co-payments are not among them. It’s far too easy for recipients to end up paying thousands out of pocket each year to cover expenses not paid for by their basic Medicare plan. Over 20% of Americans reported out of pocket medical expenses of $2,000 or more in 2013, according to The Commonwealth Fund.
When your medical needs extend beyond preventative measures – - as almost all senior’s m